Caravan & Trailer Insurance

There’s nothing better than hitting the wide-open road with your caravan in tow. While you’re out enjoying life, it’s important that you’re covered against accidental loss or damage to your caravan or trailer.

Caravan and Trailer insurance offers:

Contents Cover2

The option to increase your caravan contents cover2 – for camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects contained in your caravan (but not your trailer)

Legal Liability

Legal liability – up to $20 million cover for your legal liability for loss or damage to other people’s property in an accident arising out of the use of your caravan or trailer.

Emergency Repairs

Emergency repairs – up to $500 reimbursement for the cost of emergency repairs necessary to enable you to tow your caravan or trailer to its intended destination after a covered accident.

Emergency Accommodation

Emergency accommodation – cover for reasonable accommodation expenses up to $100 per day, maximum $1000 in total, if your caravan is uninhabitable following a covered accident provided your caravan was more than 100km from where it’s normally parked at night.

Get a quote

This is only a summary of some of the features available in our Caravan and Trailer insurance. Before deciding on this insurance, carefully consider the Product Disclosure Statement  which sets out the terms, conditions, limits and exclusions.

Call COTA Insurance on 1300 1300 50 to get a quote.

By proceeding to get a quote, it is important you read and understand the Financial Services Guide (FSG) on this website.

Need to make a Claim?


Lodge your claim 24/7 using the online claims form, or call 1300 651 777 for claims service.


Ms Jones, Adelaide

I had already researched online and got several quotes but still had some questions which is why I rang. I was really impressed with the service and the product on offer, especially after talking through the options.

Ms Fowler,

Tom was friendly, efficient and careful in explaining precisely the transactions required and to explain each step. This was all completed so well and the documents arrived in my inbox to confirm the transactions. I then went on to purchase Travel Insurance for our holiday overseas in a few months time….The policy is excellent and well laid out…. Full marks to COTA Insurance for consistently fabulous performance.

Ms Fernandez,

Today I received excellent customer service from Rebecca at COTA Insurance. My automatic payments had stopped and I was three months behind. Rebecca went above and beyond to be negotiable with helping me catch up and restart my policy. Another reason that I choose to stay with COTA is because it’s a non-profit organisation which keeps premiums very competitive. Thank you Rebecca for having my back and for being delightful to work with. I’ll be letting my friends know how satisfied and relieved I am that my insurance is with you.

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